Who Does CCHLT Serve?

CCHLT provides much-needed affordable housing for first-time homebuyers, Centre County’s workforce, who are essential to the economic vitality of our communities. Below are our income guidelines for 2020 based upon the Centre County Area Median Income as determined by HUD.

2020 Income Guidelines by Household Size

Minimum (80% Area Median Income) to Maximum (120% Area Median Income)
80% AMI to 120% AMI

1 Person  /  $49,700 to $74,520
2 Person  /  $56,800 to $85,200
3 Person  /  $63,900 to $95,880
4 Person  /  $70,950 to $106,440
5 Person  /  $76,650 to $114,960
6 Person  /  $82,350 to $123,480
7 Person  /  $88,000 to $132,000
8 Person  /  $93,700 to $140,520

If you meet our income guidelines, learn how to become a homeowner with CCHLT.

Asset Limit at Closing

Liquid assets (savings, checking, money market, existing home equity, stocks or cash; if a homebuyer currently owns a home, the amount of equity (calculated by the most recent estimated market value less current mortgage balance and closing costs)) shall not be more than 20% of the CCHLT sales price.